The Numbers

"67year-old on social security move along when the nearest rent is $1,400 a month and their check is $1,100?"

"The average social security payment in the United States according to the Social Security Administration is about 19 thou $1,900 to $2,000 per month. But for many, $1,000 is the norm."

"Let's start with a number. Average social security check in 2025 is $1,913 a month, and many get less than that."

"is $1,300 to $1,700 a month. Average social security check about $1,900."

"We tell our seniors on $1,200 a month"

"[snorts] Average social security check is $1,900 a month. And many of us don't"

"around here with a $1,500 a month social security retirement check and think"

"The truth. The average monthly social security check in America hovers around $1,900 or less per month. Now tell me, what"

"Social Security isn't enough. The average check of $197 a month. Try paying rent, utilities,"

"So, let's talk about the big one, Social Security. Monthly benefit around $1,900."

"And we all know the average Social Security check is around $1,900 a month."

"average social security check in the United States is just over $1,900 a month. But for many of us, we're lucky"

"average social security check in the United States is just over $1,900 a month. But for many of us, we're lucky to see $1,000 a month."

"The average senior on social security brings in about $1,900 a month and many"

"A senior woman, 72 years old, living on a social security check of $1,900 a month, sees that sign."

"The truth? Many boomers are broke. 40% rely on social security. An average of just $1,900 a month or less. The stolen"

"rely solely on social security. Tell me, who can live a full life on $1,800 a month in this economy? No one."

"tell you a story. A senior woman, 72 years old, living on social security check of $1,900 a month. She sees that"

"their vehicles. They're angry. People aren't ashamed. they can afford a $2,000 apartment. They're exposing how broken"

"The average social security payment in the United States according to the Social Security Administration is about 19 thou $1,900 to $2,000 per month. But for many, $1,000 is the norm. The average r…"

"Average one-bedroom apartment in America is $1,630. That's the national average. You see the problem? By the time you pay the rent, you've got"

"Let's look at the math. The national average rent for a one-bedroom apartment is $1,300 to $1,700 a month. Average"

"that doesn't pay. You know, you need to wake up. You guys need to wake up and figure out what you're going to do different. You better figure out how you're going to do that. How can you guys be ou…"

"Lot rent, the silent killer. Three years ago, you could get a long-term space for $450 a month. Today, you're looking at $750 to well over $1,100 a month. I've seen some pushing $1,400 for a gravel…"

"while rent alone is near $1,500 a month."

"much more affordable way to live and you can bring your cost down to the point where you can make it work. There are some good parks out there that charge $500 a month. Well, $500 a month is a lot …"

"when you're starting to look at $2,000 a month for an apartment and average"

"talk about rent. You got folks paying $1,200, $1,400, $1,600 a month. And you look at the mortgages, same house now, anywhere from $800 to $1,000 a month. So"

"And we all know the average Social Security check is around $1,900 a month. But we look at a one-bedroom rental in the US, you're looking at over $1,500 a month,"

"The rent trap. Let's talk about rent, guys. The average two-bedroom apartment in America now $1,800 a month. That's up 32% since"

"But rent for a modest one-bedroom apartment, that's now $1,200 to $1,500 a month if you're lucky."

"If you've ever wondered why affordable housing still costs $1,200 to $1,800 a month,"

"rent per month. Or for example, 30K, 35,000, or $40,000"

"The median rent for a one-bedroom apartment in this country is 1,200 to 1,800. In urban areas, it's even higher."

"I saved a $100 bill every month for the last three years."

"uh my electric bill runs around $125 to $175 a month, depending on how much AC I"

"use PLPD, property damage and liability, cuz all my vehicles are paid for. So, my car insurance runs me around $125 a month, maybe a touch more. Uh, so that's"

"fiber optic internet here at the property and that runs me about $110 a month. And uh so that's one expense you"

"my pet food bill runs me aroundund about 150 about $150 a month, maybe a"

"my my usual grocery bill runs around $50 a week if I'm careful and uh keep it"

"All right. Here's another big expense for me. Gasoline. Yeah, gasoline's tough, especially when it's $39 a gallon here as of today. um wasn't too bad when it was 240 232 which was a month ago but w…"

"have life insurance, right? Uh my life insurance runs me around $51 a month."

"I live on $12,000 a year, folks."

"My bills total less than $1,000 a month, you know, and that's typical bills. Internet,"

"check for $1,100 a month so far. And uh"

"But in a small life like mine, maybe 800, maybe a thousand, maybe a little more every month,"

"so you're not tied to the grid paying $200 a month or whatever. You know, some"

"up my little electric bill every month."

"I want to thank you guys for 90,000 plus subscribers. I would have never thought in my lifetime I'd ever see something like this. and the and the beauty of the community that has been built here by…"

"75,000 people in this channel. And so the other thing"

"letting us hit 25,000 subscribers. I think that's amazing in such a short time. That's great. So, apparently"

"Here we are, 100,000. Who would ever"

"everybody. Uh, we hit 18,000 subscribers"

"fact that uh we broke 100,000 subscribers yesterday."

"uh getting us to 70,000 subscribers."

"I have 57,000 subscribers,"

"We broke 50,000 subscribers,"

"the success of this channel has been amazing. Today we broke 15,000 subscribers."

"hitting 20,000 subscribers. I think that was an amazing milestone and uh I look forward to continuing to see us grow and get bigger. So, it's just amazing. The community we have built has been so w…"

"neutral channel and I will continue to stay that way. And uh and if I lose a few subscribers over"

"According to HUD, the number of homeless adults over age 55 has more than doubled since 2017."

"isn't slowing down. It's accelerating. According to HUD, the number of homeless adults over age 55 has more than doubled since 2017. By 2030, they estimate seniors will make up nearly half of the n…"

"Over 653,000 people were homeless in the United States on a single night in 2023."

"Homelessness by the numbers. Over 653,000 people were homeless in the United States on a single night in 2023. That's a 12% increase from the year"

"people were homeless in the United States on a single night in 2023. That's a 12% increase from the year before. 40% of the homeless are unsheltered, sleeping in cars, tents, or on the streets."

"40% of the homeless are unsheltered, sleeping in cars, tents, or on the streets. 30% are families with children."

"Over 50% of homeless individuals had stable lives before a medical emergency, job loss, or rent hike."

"For every senior counted as homeless, there are at least four more that are hidden that you don't see."

"the kicker. Homelessness has never been higher in modern history. Over 771,000 people were homeless on a single night in 2024."

"a criminal in this country. And here's the kicker. Homelessness has never been higher in modern history. Over 771,000 people were homeless on a single night in 2024. That's the highest level ever r…"

"The housing first model, which simply gives people permanent housing and then wraps services around them, has been proven to reduce homelessness by up to"

"seniors. Senior homelessness is projected to triple by 2030. That's not my number. That's from a University of Pennsylvania study."

"In some states, rent increases above a certain threshold for vulnerable residents must be reviewed. It's that simple. When to file an appeal? If your lot rent increases more than 10 to 15% without …"

"same time frame. Meanwhile, the cost of everything required to be middle class has skyrocketed. Our housing is up 200 to 400%."

"Average rent increases since 2000, up 150% to 260%"

"Rents have skyrocketed over 30% and higher in many cities since 2020."

"And by 2030, when inflation continues to keep compounding, when rents jump another 30 to 60% depending on region,"

"Private equity Private equity firms are buying entire senior complexes, raising"

"Evictions for seniors will increase by 200%"

"The rent trap. Let's talk about rent, guys. The average two-bedroom apartment in America now $1,800 a month. That's up 32% since 2019."

"Publicly-owned senior housing complexes, not for sale and not profit-driven. Rent caps for seniors, maximum 2% increase per year."

"50% since 2012. Rents up 30 to 40% just since 2020. And here's the one of the"

"Landlords raise rents 20, 30, even 50%"

"because when you're living on $1,100 a month social security disability,"

"My benefit check at that time was around $750 a month. No, that's not a lot of money. But you got to remember it was 2010."

"my benefits started at $720 a month."

"But my disability check of $1,000 a month doesn't go up."

"$1,100 a month in disability benefits."

"$1,000 a month on my disability. Not a"

"when my brother-in-law passed away, that left, of course, now a whole different situation. So, at that time, I was making about $1,000 a month on my disability. Not a"

"My real monthly budget living on disability about $1,100 a month. And"

"live in a small 23 foot camper, there's"

"heat for a little tiny little camper 23 ft long. But, uh, I find them very"

"know, I live in a 23 foot camper, so"

"live in a 23 foot camper and trying to"

"in. Um, you know, I've lived in this 23T camper now 3 years. Uh,"

"70 million Americans, and yet it barely gets discussed in mainstream media with the seriousness it deserves. We're talking about surviving off social security."

"at all. Over 40% of people over 62 rely on social security for nearly all of their income."

"One in four rely solely on Social Security."

"One in three seniors rely on social security for 90% or more of their income."

"The truth? Many boomers are broke. 40% rely on social security. An average of"

"Nearly half of the seniors rely on social security for 90% plus of their income."

"Nearly half of retirees rely on social security for 90% or more of their income. That's the reality. That's the"

"70 plus million Americans built their lives around that promise. And overnight, the social contract snaps"

"Some of you rely on social security for most of your income. Some, nearly a sixth, rely on it for almost all of it."

"able to purchase a newer unit uh before I make the move over to the new"

"and they're all used vehicles. So, my F-150 I paid five grand for. $5,000. Got 220,000 miles. It's a 2005."

"all my vehicles are paid for. I didn't pay over $5,000 for any one of"

"I have a 20ft box truck that I bought when I sold my home three years ago and I paid $2,000 for it."

"was I bought a 31-year-old classic car and uh I paid $2,100"

"My most expensive home cost me $50,000. And when I go went to sell it 11 years later, I sold it for $50,000."

"plus% interest rates to buy a home. They can't keep looking at $400,000 price tags and say, "Okay, I'm going to"

"got a couple of vehicles. Nothing fancy, you know. I drive a 20 year old truck and a 30 year old car, you know. Um, at best I can get $2,500 out of one of"

"either. It's just raw land. So, but it was the only option I had. It's the only option I seen. Um, so I got a hold of it. I got five acres."

"Five acres. No, it's not a lot."

"twice that size for my animals. So, they've got plenty of room to run, plenty of room to play. Yet, at the end of the day, they'll still alert me to anything coming on the property. They'll"

"I did manage to find five acres of unrestricted land."

"Five acres."

"Five acres of untapped potential."

"and here there's three acres. So,"

"40% of Americans age 65 have $25,000 or less saved for retirement."

"Medium retirement savings less than $87,000 a year and many have far less. Excuse me, less than $87,000 total and many have far less."

"40% of Americans over 60 have no retirement savings."

"In 2024, the median retirement savings for Americans aged 65 and older under $87,000."

"median retirement savings for people aged 65 to 74 is about $200,000."

"median retirement savings for people aged 65 to 74 is about $200,000. Sounds like a lot. Spread across 20 years. That's just 10,000 a year. That"

"Do you know that most half of Americans aged 55 and older have no retirement savings at all? None. And the majority"

"age"

"know. But uh so you know the vehicles I drive are I got one that's 30 years old"

"and the other one is 20 years old. So"

"you know. I drive a 20 year old truck"

"and a 30 year old car, you know. Um, at"

"I'm 60 years old. I draw a small"

"field, late fees, $40."

"Insurance difference, $60. Rent trap,"

"Insurance difference, $60. Rent trap, $300."

"Interest difference, $150."

"Small pack buying, well, that's around"

"bank and prepaid junk fees, another $30"

"to $60 a month. That's around $600 to $700 extra a month extra."

"Roughly onethird of American adults say they have had to cut back on basic necessities in order to pay for health care in the past year. Onethird of the country, that is over 82 million American pe…"

"when I read it. About 11% of Americans, roughly 28 million people, say they skipped meals so they could afford"

"when I read it. About 11% of Americans, roughly 28 million people, say they skipped meals so they could afford"

"guys, was about 9% of Americans reported cutting back on utilities in order to pay medical expenses."

"of Americans reported driving less to save money for health care. Now, at"

"jumped out at me, about 15% of Americans say they borrowed money to pay for medical expenses."

"recent data, over 82 million Americans are cutting back on food, utilities, or transportation just to afford health care. Think about"

"What are we getting on insulation here?"

"What are we getting on insulation here? Let's take a look over here. $79. >> R15."

"R38 faced is going for about $90. I assume I'm going to assume that's for a bundle and not just an individual"

"What are we getting on insulation here?"

"What are we getting on insulation here?"

"What are we getting on insulation here?"

"What are we getting on insulation here?"

"uh you know my father had cancer um and of course I was his caretaker uh for about 10 years and u"

"My father was a bodyman for 53 years."

"My dad lived to be 92 years old."

"My father, of course, he was 91 years old at that time, had terminal lung"

"caregiver for over 20 years from both my parents, my wife before she passed, my sister, and my brother-in-law."

"father, I think I only seen him cry one time in the 92 years that he lived."

"They found loneliness is as deadly as smoking 15 cigarettes a day. It increases your risk of heart disease"

"They found loneliness is as deadly as smoking 15 cigarettes a day. It increases your risk of heart disease"

"They found loneliness is as deadly as smoking 15 cigarettes a day. It increases your risk of heart disease by 29%. Stroke by 32%"

"every night. They found loneliness is as deadly as smoking 15 cigarettes a day. It increases your risk of heart disease by 29%. Stroke by 32% and dementia by 50%."

"Loneliness has been compared to smoking 15 cigarettes a day in terms of health risks. It raises the risk of early"

"epidemic. Studies show loneliness is as dangerous to your health as smoking 15 cigarettes a day. Think about that."

"Washington isn't a capital anymore. It's a shopping mall for influence. Over 12,000 registered lobbyists stalk"

"Corporate lobbyists have spent over a hundred million dollars since 2010 lobbying against stronger worker protections for older Americans."

"11,500 lobbyists in Washington, which means"

"there are now about 20 lobbyists for every single US senator. Imagine sitting"

"In 2024, over 6,000 lobbyists worked on tax policy alone. Over 85%"

"In 2024, over 6,000 lobbyists worked on tax policy alone. Over 85% represented corporations, not citizens."

"What we got down here? It's a half inch down here. That's $40 a sheet. Can you believe that? $40 a sheet for plywood."

"that? $40 a sheet for plywood."

"for a quarter inch sheet. Finish grade"

"What we got down here? It's a half inch down here. That's $40 a sheet. Can you believe that? $40 a sheet for plywood."

"What we got down here? It's a half inch down here. That's $40 a sheet. Can you believe that? $40 a sheet for plywood."

"$13 a sheet for OSB."

"of our food supply. According to the USDA, that's nearly 73 million tons of food every year, valued at $382"

"food every year, valued at $382 billion."

"According to REF, I'll refer as REFD, an organization that tracks US food loss, America wasted over 73.9 million tons of food in 2023 alone."

"stadiums. Let that sink in. That's 442 pounds per person. every man, woman, and child. And get this, of all the food grown, shipped, and sold, about 31% of it never gets eaten. The EPA confirms tha…"

"ugly, or not uniform enough. According to a refed 2024 report, now farms waste about 16 million tons of food every year. Much of it still perfectly edible."

"family of four wastes about $1,800 worth of food a year according to the National Resource Defense Council. That's rent,"

"according to the VA over 6,400 uh veterans ended their life by suicide. That's in the 2024 suicide prevention report by the VA. But"

"that number actually comes from a Brown University study uh where they were trying to quantify the problem for post 911 era veterans. >> All right. >> Do you know what a post 911 era veteran is?"

"you do the math and add it up since 911 to that study, America's lost not 30,000 but 140,435"

"that puts the number at over 360,000. >> If we look at the best data that we have, and that's Operation Deep Dive, and the way that that study was put together, um you you want to know the the vete…"

"have, and that's Operation Deep Dive, and the way that that study was put together, um you you want to know the the veteran toll that suicide has, it's about 15,000 years."

"veteran suicide. Since 911, we've lost in excess of 360,000 veterans. It's not 22 a day. That's more than 44 veterans per day, going all the"

"example. A healthy 30 year old could get a $250,000 policy for as little as 15 to $25 a month. That's less than the cost of a pizza night. Next up, let's take a look at whole life insurance."

"slower than what you might get by investing elsewhere. Cost example, that same $250,000 policy for a healthy 30-year-old, now you're looking at $200 to $300 a month. It's a big difference. Let's lo…"

"value. Cost example. A $250,000 policy could run you 150 to$250 a month depending on how you set it up and how interest rates perform. All right, let's take a look at variable life insurance. This …"

"manage. Cost example. For $250,000 of coverage, you might pay $200 to $400 a month. Depending on your choices and market conditions. Okay, here's the next one. Final expense insurance. This is This…"

"a month. Depending on your choices and market conditions. Okay, here's the next one. Final expense insurance. This is This one is designed with seniors in mind. It's a small permanent policy, usual…"

"manage. Cost example. For $250,000 of coverage, you might pay $200 to $400 a month. Depending on your choices and market conditions. Okay, here's the next one. Final expense insurance. This is This…"

"67year-old on social security move along when the nearest rent is $1,400 a month"

"exactly because the residents are low income. After all, fixed incomes equal a predictable cash flow. Many are seniors."

"Look at the difference. Normal life. 3,000 a month, 4,000 a month, more mortgage, cars, subscriptions, utilities, trash, water, utilities,"

"sheet. Rent for the affordable unit, $1,350 a month."

"tell you a story. A senior woman, 72 years old, living on social security check of $1,900 a month. She sees that sign. She walks into the leasing office. She asks about an affordable unit. The mana…"

"me, my camper only cost 4,000 dollars,"

"buy an old $4,000 20 some odd year old camper with soft floors and occasionally"

"home. I bought this old camper, paid $4,000 for it, you know,"

"bought an old $4,000 camper and said,"

"whether to buy uh a new camper. Um"

"I'm just a caretaker here on this property."

"that's been four years, you know. So, I'm going to have to get off my butt and deal with what's in the box truck and"

"accumulated over the last 25 years?""

"it took almost now 4 or 5 months to really go through the majority of"

"keep looking at it day after day. And for me, it was almost four years and it was just too long. and it was time to get up, do something about it, and turn this old girl into something we can reall…"

"Let's take a look the nursing home industry by the numbers. Over 1.2 million Americans live in nursing homes today. The average monthly cost $7,000 to $10,000 per month. That's $84,000 to $120,000 …"

"Let's take a look the nursing home industry by the numbers. Over 1.2 million Americans live in nursing homes today. The average monthly cost $7,000 to $10,000 per month. That's $84,000 to $120,000 …"

"reality. under original Medicare part A in 2025 days 1 through 20 in a skilled nursing facility $0 out of pocket if you meet the strict eligibility rules including a 3-day inpatient hospital stay b…"

"First 20 days, zero. Medicare covers. Next 80 days, 20950 per day, that's $16,760. Last 50 days of your stay, $350 a day. Average nursing home cost, that's"

"The average nursing home room costs over $9,000 a month. Home health aids average"

"Living below the line, golden years or financial despair. Over 5 million seniors live below the poverty line in America."

"Over 50% of American seniors live on less than $30,000 a year. Inflation in"

"nearly 11 million seniors spend more than 30% of their income on housing. The"

"utilities. The government brags that seniors only have about a 10% poverty rate, but that is a lie of emission."

"seniors only have about a 10% poverty rate, but that is a lie of emission. When you factor in medical expenses, the"

"runs on debt. As of early 2025, US household debt is at a record 17.7 trillion."

"US household debt is at a record 17.7 trillion."

"Auto loans 1.6. 6 trillion. Student loans, 1.6 trillion. Credit card debt,"

"borrows at will. National debt has exploded from around 400 billion in 1971"

"borrows at will. National debt has exploded from around 400 billion in 1971 to over 37 trillion today."

"Now, lobbying hit 4.2 2 billion in 2023, the highest in history. That's not"

"affordable medicine. In 2024 alone, big pharma spent over $400 million on lobbying. $400 million."

"In 2024, lobbying spending hit $4.44 billion, folks. That's not campaign"

"you think gets heard? It ain't you. Pharma spent nearly $387 million in 2024 alone. That's more than most federal agencies even get in discretionary funding for entire programs. From 1999 to 2018, …"

"funding for entire programs. From 1999 to 2018, they poured 4.7 billion into lobbying"